# Bank-to-Zcash Gateway: A Secure Fiat On/Off Ramp Solution

**URL:** <https://forum.zcashcommunity.com/t/bank-to-zcash-gateway-a-secure-fiat-on-off-ramp-solution/49367>\
**Category:** Applications\
**Created:** [November 25, 2024, 6:23pm UTC](https://forum.zcashcommunity.com/t/bank-to-zcash-gateway-a-secure-fiat-on-off-ramp-solution/49367 "2024-11-25T18:23:04Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![ezequiel](https://avatars.discourse-cdn.com/v4/letter/e/74df32/32.png) [@ezequiel](https://forum.zcashcommunity.com/u/ezequiel)\
**Post date:** [November 25, 2024, 6:23pm UTC](https://forum.zcashcommunity.com/t/bank-to-zcash-gateway-a-secure-fiat-on-off-ramp-solution/49367/1 "2024-11-25T18:23:04Z")

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**Hi Zcash Community,**

I’m applying for a grant to develop an **On/Off Ramp Solution for Zcash**.

You can check the application: [here](https://zcashgrants.org/gallery/25215916-53ea-4041-a3b2-6d00c487917d/48907119/)

**Idea:** Offer an easy way to convert between Argentine Pesos (ARS) and Zcash.

**Problem:** Currently, acquiring Zcash in Argentina requires a lengthy process:

1. Go to a cryptocurrency exchange.
2. Sign up and provide KYC (Know Your Customer) information.
3. Transfer funds into your exchange account.
4. Purchase another cryptocurrency with your deposited funds (since not all exchanges directly offer Zcash).
5. Send the purchased cryptocurrency to a different exchange (or DEX) that supports a Zcash trading pair.
6. Finally, withdraw Zcash to your wallet.

**Solution:** My proposed solution simplifies this process to just a few steps:

1. Provide your Tax ID/Account Number and wallet address only once.
2. Transfer funds in Argentine Pesos (ARS) to a designated “Zerem” bank account or send Zcash directly to a “Zerem” wallet.
3. Receive the equivalent amount of FIAT (ARS) in your bank account or Zcash in your wallet.

**Additional Note:** This solution can be easily adapted for future implementation in Brazil with Brazilian Reais (BRL) as well.

In case of any questions feel free to ask!

Regards, Ezequiel

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**Author:** ![aquietinvestor](https://sea2.discourse-cdn.com/zcash/user_avatar/forum.zcashcommunity.com/aquietinvestor/32/34528_2.png) [@aquietinvestor](https://forum.zcashcommunity.com/u/aquietinvestor)\
**Post date:** [November 25, 2024, 6:33pm UTC](https://forum.zcashcommunity.com/t/bank-to-zcash-gateway-a-secure-fiat-on-off-ramp-solution/49367/2 "2024-11-25T18:33:49Z")

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Hi @ezequiel - Welcome to the forum, and thank you for submitting your grant proposal! We will review it in the upcoming weeks and reach out if we have any questions.

In the meantime, if you have any questions for us, you can post them to this thread or DM us at [@ZcashGrants](https://forum.zcashcommunity.com/groups/zcashgrants).

Zcash Community - We want to hear your feedback on this grant! You can post your comments to this thread or DM us at [@ZcashGrants](https://forum.zcashcommunity.com/groups/zcashgrants) if you’d like to provide feedback in private.

Thanks!

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**Author:** ![ZCG](https://sea2.discourse-cdn.com/zcash/user_avatar/forum.zcashcommunity.com/zcg/32/33712_2.png) [@ZCG](https://forum.zcashcommunity.com/u/ZCG)\
**Post date:** [December 10, 2024, 11:37pm UTC](https://forum.zcashcommunity.com/t/bank-to-zcash-gateway-a-secure-fiat-on-off-ramp-solution/49367/3 "2024-12-10T23:37:57Z")

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@ezequiel Thank you for your submission. After consideration from [@ZcashGrants](https://forum.zcashcommunity.com/groups/zcashgrants) and sufficient time for the community to provide feedback on the forum, the committee has decided to reject this proposal.

The committee appreciates your grant submission efforts and encourages you to continue as an active member of the Zcash community going forward, both here on the forum and in the below avenues as well:

Community: [ZcashCommunity](https://discord.gg/xmUMqMQEPM) Discord  
Global: [Zcash Global](https://discord.gg/zcash) Discord  
R&D: [Zcash R&D](https://discord.gg/Wg5cRK2eUM) Discord

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**Author:** ![ezequiel](https://avatars.discourse-cdn.com/v4/letter/e/74df32/32.png) [@ezequiel](https://forum.zcashcommunity.com/u/ezequiel)\
**Post date:** [December 11, 2024, 11:41am UTC](https://forum.zcashcommunity.com/t/bank-to-zcash-gateway-a-secure-fiat-on-off-ramp-solution/49367/4 "2024-12-11T11:41:37Z")

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Thank you for reviewing my proposal and for the feedback. While this wasn’t the outcome I hoped for, I’ll continue building and remain committed to contributing to the Zcash community. Any suggestion for improve my future proposal will be appreciated. I’ll keep you updated on my progress and stay engaged in the suggested avenues.

Best regards,  
Ezequiel
