No problem. Anything I can do to help make this process work has to be worth doing. We all forget stuff, it seems like we did this a life time ago now. 2020 has been a hell of a year.
My responses to you have been based around your ideas you posted here - this is what i ws imagining when you were saying vesting. you later dismissed your own ideas for incentivising retirement, heh. I like this concept though. You were one of the few people bringing ideas that that time because we were all quite burnt out.
I will go check DC’s vesting definition and see if I need to adjust my responses. Ive checked and i think it is pretty much the same thing.