Integration of Zcash as private payment route

Community Grants
1

Proposal: Using Zcash as a Private Settlement Layer for Everyday Crypto Payments (Loofta Pay)

Category: Payments
Requested Grant Amount: $5, 000 USD

Hi everyone :waving_hand:

I’m Lisa, founder of Loofta Pay, and I’m submitting a proposal to Zcash Community Grants to explore a small, focused integration that uses Zcash as a private settlement layer for everyday crypto payments.

We’ve recently won two prizes in Zypherpunk hackaton for private payment solution and cross-chain payments tool.

Here is the grant application: Grant Application - Loofta Pay : pay.loofta.xyz · Issue #170 · ZcashCommunityGrants/zcashcommunitygrants · GitHub

Context

Today, crypto payments are still surprisingly hard to use:

  • wallet addresses are shared manually

  • payers and recipients must agree on token and network

  • swaps and bridges are often required

  • payments are public by default, exposing wallet history

Zcash solves the privacy problem extremely well, but in practice it’s still difficult for people to use ZEC in real payment flows, especially when the payer holds assets on other chains.

What we’re proposing

This proposal focuses on a very small and concrete scope:

  • Allow a recipient to request payment to a Zcash shielded address

  • Allow a payer to pay using a supported non-ZEC token

  • Route the payment so the recipient receives ZEC, settled privately

  • Make Zcash privacy accessible without requiring the payer to manually acquire ZEC or learn Zcash tooling

In short: use Zcash as the private settlement layer, while keeping the user experience simple.

This is not a protocol change and not a large infrastructure rebuild. It’s a practical UX experiment to validate whether Zcash privacy can be used more easily in real-world payments.

Why this matters for Zcash

  • Increases real ZEC usage (receiving payments, not just holding)

  • Brings Zcash into multi-chain payment flows

  • Lowers the barrier to using shielded addresses

  • Targets real users: individuals, freelancers, creators

I’ve intentionally kept the scope modest so the community can evaluate the outcome clearly.

1 Like
Zcash Community Grants Meeting Minutes 1/5/2026
2

Thank you for submitting your proposal. Following a thorough review by the ZCG and a period for community feedback on the forum, the committee has decided not to move forward with this proposal.

We sincerely appreciate the time and effort you invested in your application and encourage you to stay involved and continue contributing to the Zcash community. Further details will be available in the meeting minutes to be posted later this week.