Introducing 0xramp: non-custodial ZEC ↔ local fiat (Pix and more) for emerging markets

@vinibarbosa Following up on with this post.. I completed the Colombia/COP test with a cacao farmer in Santander, Colombia. He regularly uses BTC but was completely new to ZEC, Zingo, and 0xRamp.

The good news is that the flow ultimately worked: he converted ZEC to COP and received the pesos directly in his Colombian bank account.

The biggest takeaway for me was trust. He initially hesitated to use 0xRamp because it is installed outside Google Play and the interface did not yet give him the confidence of financial apps he already knows. He told me directly that he continued because he trusted my recommendation. That is important: for adoption beyond the existing crypto community, the interface itself needs to establish that trust.

We also found some practical friction around Colombian payment terminology, transaction status, a canceled transaction that remained in the P2P flow as USDC, and the time-sensitive interaction with Zingo. The third attempt succeeded. His overall experience was positive, but he felt the ~2.9% fee was high compared with the ~0.9% route he currently uses with BTC.

What I found especially interesting is the real-world use case this creates. I buy cacao, and this gives me a potential direct path to pay a cacao farmer in Colombia. For that to become genuinely useful, though, the experience needs to be trustworthy, simple, and competitive with the payment options people already have.

I’m attaching the short field report with his observations and screenshots.

Report use of Oxramp Colombia v2.pdf (334.2 KB)

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